How to Withdraw your Paypal Money to your BPI Bank Account
By Paula | April 24, 2010
Withdrawing your Paypal money to your BPI Bank Account is fast and easy. Once you have your BPI Account number on hand, sign in to your Paypal account, click My Account then click Withdraw.
Click Withdraw Funds to your Bank Account. For amounts more than P7,000 Paypal will not charge you a single penny. They will charge you P50 though for withdrawals less than P7k. BPI, on the other hand, will charge P150 regardless of the amount you withdraw. I know Unionbank’s Eon charges cheaper but hey, I found BPI’s charge okay since I don’t have my Eon yet.
First, you have to add your BPI Bank account information – Name on your Bank Account, Bank Name (in this case, Bank of the Philippine Islands), Bank code (the bank code for BPI is 010040018), and then you BPI Bank Account Number. Note that the name on your Paypal account must exactly match the name on your BPI Account. If it does not match then the transaction would not go through and you will be charged a return fee of P250. So check your bank account and make the necessary changes in your Paypal if it does not match.
Next, review your bank account information and click on Add Bank Account.
You can now withdraw your money. Specify the amount you wish to withdraw and click Continue. Waiting time is 2 to 4 business days. I was expecting it to take four days but it only took two days for my withdrawal to reflect in my BPI account. I was so happy because I can buy the Kipling bag my hubby wanted. All I have to do was withdraw the money in my ATM account afterwards.
You can also withdraw your Paypal money to other bank accounts just input the correct bank codes. Just look for the bank code in the list below and you’re good to go.
| ALLIED BANKING CORP | 010320013 |
| AUSTRALIA NEW ZEALAND | 010700015 |
| ASIA UNITED BANK | 011020011 |
| BANGKO SENTRAL NG PILIPINAS | 010030015 |
| BANGKOK BANK | 010670019 |
| BANK OF AMERICA | 010120019 |
| BANK OF CHINA | 011140014 |
| BANK OF TOKYO | 010460012 |
| BANCO DE ORO (& EPCIB) | 010530667 |
| BANK OF COMMERCE | 010440016 |
| BANK OF THE PHIL ISLANDS | 010040018 |
| CHINA BANKING CORP | 010100013 |
| CHINA TRUST COMML BANK | 010690015 |
| CITIBANK N.A. | 010070017 |
| DEVT BANK OF THE PHILS | 010590018 |
| DEUTSCHE BANK | 010650013 |
| EAST WEST BANK | 010620014 |
| EXPORT & INDUSTRY BANK | 010860010 |
| FUJI BANK | 010640010 |
| HONGKONG AND SHANGHAI BANK | 010060014 |
| INTL COMML BANK OF CHINA | 010560019 |
| INTL EXCHANGE BANK | 010680012 |
| JP MORGAN CHASE BANK | 010720011 |
| KOREA EXCHANGE BANK | 010710018 |
| INTL NEDERLAND BANK | 010660016 |
| LAND BANK OF THE PHILS | 010350025 |
| MAYBANK OF THE PHILS | 010220016 |
| METROPOLITAN BANK & TRUST CO | 010269996 |
| PHIL BANK OF COMMUNICATION | 010110016 |
| PHIL TRUST COMPANY | 010090039 |
| PHIL NATIONAL BANK | 010080010 |
| PRUDENTIAL BANK | 010150018 |
| PHIL VETERANS BANK | 010330016 |
| RIZAL COMML BANKING CORP | 010280014 |
| SECURITY BANK & TRUST CO | 010140015 |
| STANDARD CHARTERED BANK | 010050011 |
| UNITED COCONUT PLANTERS BANK | 010299995 |
| UNION BANK OF THE PHILS | 010419995 |
| UNITED OVERSEAS BANK | 010270189 |
70 Comments
prince on April 24, 2010 at 2:17 pm.
wow thanks for the information
Mommy Rubz on April 24, 2010 at 4:47 pm.
Nice post Sis. I have these kind of posts too sa tutorials ko. Kaso I don’t have BPI yata because I closed my account with them already.
Anygen on April 24, 2010 at 10:56 pm.
Sis, nice info.
Can I ask a favor. I am here kase sa Norway, I am planning to use my BPI card kaso BPI Family Savings sya di sya Island. Pede ask anong code ng BPI Family? For sure they are not the same with BPI Island.
Thanks, hope I can have reply.
Anygen
Paula on April 25, 2010 at 6:07 am.
Paypal code for BPI Family Savings is 021000021.
Ellen Joy Castel on April 26, 2010 at 6:02 pm.
wow. very useful post
thanks for the codes. 
will tweet this.
Alia Simzer on May 6, 2010 at 5:59 pm.
There isn’t a better method?
Jen on May 10, 2010 at 12:47 am.
I have successfully added my BPI account but why is it that after I entered the amount to be withdrawn it tells me “The amount you are trying to withdraw is greater than your withdrawal limit. Please link and confirm a debit or credit card to lift this limit.”? What do i need to do? please help..thank u
admin on May 10, 2010 at 3:29 am.
@Jen – before you can withdraw you need to have your credit card linked first to change your paypal from unverified to verified. then after that you can have your bank account linked for withdrawal.
Maye on June 21, 2010 at 12:56 pm.
Hi!
Thanks for this very helpful post! I just registered for paypal. Medyo na-lost lang ako at first since the only accounts I have are metrobank (credit card) and bpi (atm). Nakakatuwa naman na I can buy and sell na online with the help of my 2 accounts.
As of now I’m waiting na lang for the confirmation code of my credit card from metrobank. Thanks again for posting this!
Maye
faith on July 29, 2010 at 9:50 am.
Hi!
I am really confused here. Can I withdraw funds from my bpi atm card? ung atm card ko is my payroll account from work but do i really have to link a credit card pra mkpg withdraw? thanks sis…..
admin on July 30, 2010 at 5:55 am.
@faith – hindi pwede bpi atm. kelangan mo talaga kumuha ng credit card pero para mas madali unionbank eon na lang kunin mo.
flint28 on August 10, 2010 at 10:26 pm.
Admin if wednesday ko iload yung funds ko from paypal to my BPI account, how many days do you think would it take bago mapunta sa BPI account ko yung funds? I’m a freelancer in oDesk and I use to load my salary to my Payoneer debit card. kaso sobrang laki ng nababawas. First time ko kasi mag transfer ng funds bukas sa BPI kaya medyo kinakabahan ako. Thanks in advance Admin!
admin on August 11, 2010 at 5:19 am.
Hi Flint, I think mga 2-4 days bago mag-reflect yung money sa account mo sa BPI. Good luck!
flint28 on August 12, 2010 at 7:31 am.
Admin, banking days ba pinag uusapan dito?
admin on August 12, 2010 at 11:31 pm.
yes, flint. banking days yan.
flint28 on August 13, 2010 at 4:41 pm.
Ah ganun ba. Halos same lang din pala with payoneer makukuwa ko. Less nga ang charges with paypal kaso ang baba naman ng exchange rate nila. yun nga lang, sa paypal ang tagal bago makuwa.
flint28 on August 14, 2010 at 7:12 pm.
admin talaga bang di mababawas dun sa balance mo yung withdraw mo na amount hanggang di napupunta sa bank account mo?
admin on August 14, 2010 at 8:11 pm.
Parang ndi ko gets yung tanong mo pero kahit hindi pa nag-reflect sa bank account mo, for example withdraw mo buong balance mo sa Paypal, after mong press yung withdraw mag-zero balance na agad yung Paypal mo kahit na 2-4 days pa siya mapupunta sa bank account mo.
flint28 on August 15, 2010 at 9:52 am.
lumabas kasi ung confirmation na ok na yung withdrawal ko sa paypal pero di nabawasan yung funds ko. Dapat ba mabawasan kagad?
Gayle on September 8, 2010 at 2:11 am.
How can i withdraw with paypal? Explain it step by step. Meron akong citibank credit and BPI family bank account. Kelangan ba BPI yung card ko for me to withdraw?
den on September 14, 2010 at 4:01 pm.
Hi just transferred my paypal funds to my bpi savings account ( payroll atm) and bpi charge me 150
eds on October 3, 2010 at 9:04 am.
Hello Admin, my paypal was verified and i can transact a withdrawal already. Can i use my bpi atm card for withdrawal?
Im afraid coz i already withdrawn an amount, it was reflected completed at paypal but nothing was receive in my bpi.
xtian on October 3, 2010 at 4:45 pm.
hi paano kung walang credit card does that mean na hindi na maverify yung account then hindi na makapagwithdraw?
Dindo on October 12, 2010 at 10:06 pm.
Dear Paula,
This post is very useful. Thanks for sharing the info and clearly describing the user experience.
Regards,
Dindo
Edward on October 22, 2010 at 3:53 pm.
Help please, what if I’m going to use BPI family savings bank, ano yung ilalagay ko sa bank name?
BPI Family?
BPI Family Savings Bank?
Bank of the Philippine Islands Family?
or ano po ba? Please reply or email me at dward.najera@yahoo.com
teachergrace on October 26, 2010 at 10:43 am.
Hello! I’m trying to withdraw money from paypal to my BPI account. But it keeps on saying that “the amount you are trying to withdraw is greater than your withdrawal limit. Please link and confirm a debit or credit card to lift this limit.”
How can this be? I have like 5K plus money in paypal and I was just trying to withdraw 4K plus.
Help! I need cash asap
naj on October 29, 2010 at 11:29 am.
hi admin,
i have a paypal account. I’m planning to open an account at bpi so that i can widraw transfer my money from paypal to bpi. kelangan ba may credit card or debit card pra mkawidraw ng money sa paypal? or ung ok na ung bpi account ko? and if kelangan ng debit card, ok na ba ung bpi debit card?:)
admin on October 29, 2010 at 1:48 pm.
Naj – you need a credit card to verify your paypal plus a debit card/bank account so you can withdraw from paypal to bpi
emy on November 2, 2010 at 1:21 pm.
i have a question, does my savings account on land bank of the phils. can be used to withdraw my funds on my paypal? thanks
enrico on November 3, 2010 at 2:05 pm.
Hello Paula- Thank you for the informative post.
I had some problems linking my BPI DIRECT Savings account using the listed BPI bank code (010040018). Is it possible that BPI DIRECT is like BPI FAMILY SAVINGS in which it has a different PayPal bank code?
Thank you for your help with this.
Ingat ka,
Enrico.
Roy Vincent on November 7, 2010 at 8:27 am.
hey… I’ve how to left out the limitation… of my withdrawal… in paypal? i’ve already added my bank account in paypal
Fubz on November 9, 2010 at 12:32 pm.
I tried this step by step withdrawing paypal funds to my bpi account. Well I am impressed with no doubt, just in two days my paypal funds was successfully transferred to my bpi account. I thought it will take like a week. Shocking to see it takes less than 5 days more like 2 days only. So I used the BANK OF THE PHIL ISLANDS 010040018; im not a bpi family savings’ user. I transferred my funds Sunday night and checking on this Tuesday morning through my bpiexpressonline well i am totally delighted seeing the successful result, though with a fee of 150 php was deducted ( i withdrawn less than 7000).
For first time user take note:
1)Ur paypal account must be verified. Debit or credit Card will do (MUST HAVE!).
2) If your paypal tells you to “lift your limits” U should mail your proof of identification with your name and address on it to paypal thru fax. Example: Billing address ( electricity, phone, etc), drivers license, etc with your name and address on it.
3) Then apply the step by step above.
Just have Patience and you will get what u waited for.
Thanks Paula!
pollene on November 13, 2010 at 1:05 pm.
Hello! I’m trying to withdraw money from paypal to my BPI account. But it keeps on saying that “the amount you are trying to withdraw is greater than your withdrawal limit. Please link and confirm a debit or credit card to lift this limit.”
How can this be? I have like 5K plus money in paypal and I was just trying to withdraw 4K plus.
Help! I need cash asap
pollene on November 13, 2010 at 1:21 pm.
Hello paypal,
i am new to paypal, i have read na you can now have your paypal account using your bank account even without credit card, for that reason kaya kao nagpa register sa paypal.. but while my friend sending the money na.. hindi ko ma withdraw ang pera.. t keeps on saying that “the amount you are trying to withdraw is greater than your withdrawal limit. Please link and confirm a debit or credit card to lift this limit.”
i thought hindi na kailangan nang credit card,, pero bakit yan ang message nang paypal??.. Help me pleasee. Thanks
Dothy on November 13, 2010 at 3:22 pm.
I was looking for info regarding successful withdrawal from paypal to bpi and found your site. I followed your step-by-step process. Now, I’m waiting for it to be on my account. I’m Crossing my fingers that the withdrawal transaction will be successful
Thanks!
Dothy on November 16, 2010 at 10:53 am.
Yay! The money was transferred to my account in 2 days
Thanks for this post. I would have withdrawn through BDO but glad I see this.
kai on December 2, 2010 at 9:19 am.
I would like to ask, what’s about the account withdrawal limits? Paypal wouldn’t allow me to withdraw because of that. And they’re asking for a credit card verification before I can increase the limits. What shall I do? I dont have a credit card between American Express, Mastercard, or Visa only…
ken on December 7, 2010 at 1:29 pm.
Do you know the Paypal bank code of BPI Direct Savings Bank? Thanks.
andre on December 10, 2010 at 6:32 pm.
Hi,
I use both PayPal and BPI to purchase online and they are also linked.
For those of you who cannot withdraw and is prompted “The amount you are trying to withdraw is greater than your withdrawal limit. Please link and confirm a debit or credit card to lift this limit.” You need to verify your account first para maka-withdraw kayo and you need your own credit card to verify your account. The name of your credit card and the name in your PayPal account must be exactly the same.
Has anyone tried shopping at http://www.buyregalo.com? I always shop there to send gifts to the Philippines and I use my verified PayPal account and BPI Remittance service to do so. Nice online store, highly recommended =)
charles on December 20, 2010 at 6:29 pm.
but how much should i spend if i would apply for a debit or credit card to verify my account?
dame016 on January 6, 2011 at 11:21 am.
Hi Sis,
What type of BPI account did you use on your Paypal? Can you please specify it? Is it Express Teller or what? Thanks in advance, I’m planning to open up a BPI account kasi.
qwerty on February 7, 2011 at 8:18 pm.
how about the limit?
it says lift this limit?
admin on February 8, 2011 at 8:35 am.
qwerty- you have to verify with credit card or eon to lift
imriz on February 8, 2011 at 6:29 pm.
what if my bpi acct is a peso acct? how do they fare w/ regards to conversion?
thanks.
ana on February 11, 2011 at 6:04 pm.
Hi Fubz
You have sd that we should send infos via fax to paypal..if we encounter lift limit.do you know the fax#?
ana
enrico on February 18, 2011 at 1:49 pm.
Hello Paula- Thank you for the informative post.
I had some problems linking my BPI DIRECT Savings account using the listed BPI bank code (010040018). Is it possible that BPI DIRECT is like BPI FAMILY SAVINGS in which it has a different PayPal bank code?
Thank you for your help with this.
Ingat ka,
Enrico.
howie on March 14, 2011 at 7:37 am.
Hey! Can I ask something? How long does it take for you to receive your transfered money from your PAypal to your BPI Account?
sarah on March 17, 2011 at 8:50 pm.
Hi! My PayPal account is already verified with the use of my SmartMoney card. However, if I link my BPI account to PayPal and withdraw my money, can I get it directly in the BPI bank counters?
admin on March 18, 2011 at 12:26 am.
usually 3-5 days, howie.
nj on March 21, 2011 at 7:14 pm.
Hi, I really need help. I’ve withdrawn an amount of P11,000 from Paypal to BPI but after two weeks of waiting, the money hasn’t been reflected on my acct yet. My first withdrawal was successful but this one is making me very, very frustrated. I contacted Paypal and they told me that the transaction had been completed already so the problem must be with the bank. I went to BPI but they told me that they really didn’t receive anything so I should contact Paypal again. Oh, please! I’m so tired of going back and forth. Whatever happened to my money..urghh..@_@ I don’t know what to do anymore, been trying to contact Paypal and now waiting for the reponse.. Has any of you experienced this problem? Please advise me..